New York Stock Exchange LLOYD'S FUNDS INTERNATIONAL Lloyd's Funds International is an executive level financial and management consulting firm that provides support to corporations, financial institutions and high net worth individuals Offshore Bank Formation Jurisdiction Costa Rica Savings Bank as low as $9,500

What We Do? There's a lot more to a successful bank portfolio than capital. You need resources, technological and marketing expertise, asset management abilities, loan administration - in a word, services. Lloyd's Funds International Offshore Division Is the provider of such services. Why Going Offshore? "Going Offshore" is essential for everyone who desires a secure financial future! It may surprise you to learn that the number one reason for people moving money offshore is not because of tax benefits but asset protection. Today's predaceous and litigious society unfortunately makes successful people vulnerable to lawsuits of every kind.

Costa Rica; Welcome To Paradise

Good by uncle...and

For ever!

With 60,000,000 lawsuits filed last year in the U.S. (product liability awards were up 73% in 1998 and class action lawsuits were up 41% last year) and 680,000,000 world-wide you owe it to yourself and your family to form an offshore bank with help of Lloyd's Funds International.

With the current changes that are taking place in the global economy, there has never been a better time to explore the benefits of owning your own offshore bank. The term "offshore" means conducting business in a country in any geographic location where there is stability, low taxes, minimal restrictions and a less restrictive financial atmosphere than exists in the well-known developed countries.

Seize your own assets before your creditors do

Don't twiddle thumbs while the vultures are blithely hacking away at your life time savings: with Lloyd's Funds International insider strategy, you will be able to employ your bank to lay its hands (i.e. yours!) on your assets before anyone else does.

Buy out your own debt for a song, stage your own friendly self-takeover and make exorbitant profits – absolutely legally, too, provided you know the proper way to do it!

While many of the banks in The Bahamas Islands are involved in the movement of billions of dollars around the world in business operations, Lloyd's Funds International offer opportunities for investors on a smaller scale to take advantage of Republic Of Costa Rica TAX-FREE climate protected by a confidentiality law which ensures privacy for all reputable transactions. This opportunity is taken up by many overseas investors who see a Republic Of Costa Rica bank account as a secure and discreet place for the deposit of funds which can earn TAX-FREE interest. There are no exchange control or reporting requirements in Costa Rica, and funds may be converted into other currencies and moved in an out of the Republic Of Costa Rica freely.

Once you sign up, we will show you a unique insider strategy how to reduce your tax-load and even say goodbye to taxes forever.

"Almost Like Printing Your Own Money!"

You can have your own bank registered in Republic Of Costa Rica without having to provide detailed documentation of your professional experience, assets etc., as would be the case with banks in virtually all offshore jurisdictions, registering your bank in this low-profile country enables you to legally do the following (and more):

Services, in both local and foreign currencies, include Commercial / Executive Check Accounts Commercial / Executive Accounts

Call Accounts	Term Deposits	Saving Accounts
Overdrafts	Term Finance	Housing Finance
Foreign Currency Drafts	Telegraphic Transfers	Trade Finance Lines
Travel Finance	Mastercard	Visacard
Merchant Facilities	Foreign Exchange	Traveler's checks

Click here for currency rates every 20 minutes

Lloyd's Funds International can customize the above listed services, and many other services, to meet your specific international transaction and banking requirements. Assets can be denominated in any foreign currency, as well as US dollars.

Market insurance services Conduct trading in foreign currencies Offer credit reports Issue your own bank references Issue certificates of deposit Issue letters of recommendation etc. Issue your own major credit cards Set up your own banking instruments Advertise worldwide solicit funds from the general public Write your own credit ratings Write your own bank references

Take deposits Give loans Issue guarantees Issue bonds Letters of credit Take deposits Financial instruments Offer leasing services Offer payment services Issue checks and credit cards Offer safe custody services Debt collecting services

All For Only US$9,500

You can choose any name in any language, e.g. Bank, Banque, Banco, Savings & Loans, Credit Union, etc. You can use your bank to conduct full banking activities. The bank comes complete with four correspondence bank accounts. One in Costa Rica where the bank is registered, one in London, one in Hong Kong, and one in Switzerland. No need for references or minimum opening deposits. Together with the bank documents you will receive an index of consultants and companies you might need to get started and to manage the registered bank. Your bank is also a superior tax planning tool. Republic Of Costa Rica is not a famous tax haven so it is a perfect "first stop" when funds are to be transferred offshore. If you need to transfer funds back "on-shore", it will be the perfect tool as well. You simply grant yourself or your on-shore corporation a loan and, of course, you are not paying taxes on a loan. The possibilities are unlimited when you have your own bank! The total formation cost as low as $9,500 Annual fee for registered office, agent etc is $1,250 (first year included in formation price). Nominees can be offered for $1,100 a year. The nominees will front on all documents and the client gets power of attorney.

Penas Blancas River Rapids

Mailing, Fax, Telephone And Office Facilities As part of the domiciliary service fee we provide clients with a registered office address in the country of incorporation but clients may find it convenient to arrange for mail forwarding, fax and telephone facilities through our Switzerland, The Bahamas Islands, London or other Lloyd's Funds International offices. This service may be especially useful where, for example, the company is opening bank accounts.

Normally the bank would address statements and other correspondence to the company at the address of the client but this results in a loss of confidentiality in that the connection between the company name and the client will be automatically made. To safeguard against this mail can be directed to our offices and we can re-mail those letters in a plain envelope addressed to the client or otherwise as the client directs. An additional advantage of using our re-mailing services is that the provision of a re-mailing address through one of our prestigiously located offices in the onshore jurisdictions may allow the offshore company to appear to be domiciled on-shore and thereby give that company an added degree if respectability. For example, your offshore company could quote Lloyd's Funds International London office address on its letterhead and thereby appear to be domiciled in the UK. This procedure is particularly attractive if the Hong Kong address is used as a Hong Kong company is not required to quote its registered office address on its letterhead. Thus if an offshore company were to quote a Hong Kong address it would be indistinguishable from the letterhead, from a normal Hong Kong trading company.The charge for this service is only $275 per annum. Trust Services: Using a trust to own the shares of an offshore company can result in very substantial tax and non-tax related advantages which will accrue both on death and during the lifetime of the trust settlor. These advantages may include:

Costa Rica: The Real Life

Saving Of Inheritance Tax: On death, the Inheritance tax which would normally be assessed on the value of shares would generally be eradicated. Asset Protection: Assets placed into trust are generally beyond the reach of creditors who might arise as a result of financial difficulties, divorce proceedings, litigation, etc. Avoidance Of Probate: A trust provides a means whereby assets can be smoothly passed on to the next generation without the disruption, delays substantial costs, loss of confidentiality associated with the probate procedure which necessarily follows when assets are bequeathed by will. Continuity: Trusts provide a means whereby assets can continue to be administered in accordance with the wishes of the settlor after his death so the weak can be protected from others and the spend-thrift can be protected from himself. Lifetime Tax Savings: During lifetime, substantial income and capital gains tax advantages may result from setting up the trust. Using the service of one of our licensed trust companies, we are pleased to act as trustee for a suitably drafted discretionary trust and the cost of this service would be from US$500 for setting up the trust deed and from US$500 per annum for the provision of trustee services. Other Services: Lloyd's Funds International provides a wide range of administrative and documentary services including, but not limited to legalization and notarizing of documents, credit cards, yacht and ship registration, invoicing, documentary trade services, trade finance applications, accounting, consulting and immigration services. VIP Package: Available at slightly higher cost Summary: COSTA RICA - "the Switzerland of the Americas" - has always created favorable tax conditions for offshore operations, but the country's popularity as such has only caught on over the last few years. Banks are required by law to maintain absolute secrecy regarding the operations of their clients. Information about normal banking operations is not passed on to any government agency - including the Tax Department. Information given to local attorneys/notaries is protected by professional secrecy. An interesting angle of financial secrecy is the use of Costa Rican "offshore" corporations. Like bank accounts, these corporations can be started by anyone - citizen, resident, or tourist - and are supposed to be totally secret. Since there's no way of knowing just whose names are on the corporation books, it's almost impossible to discover who actually controls any of these corporations. In fact, the legal name is sociedad anonima or "anonymous society". That's why corporation names are appended with "S.A." instead of "Inc." or "Ltd." Costa Rica's corporate structure allows any person (Costa Rican or not) to control a company without his or her name appearing in the public records. Our Costa Rican law office can set up your client's corporation without the real owner's name ever appearing in the record. Although there is a legal president, vice-president, secretary and treasurer (our nominees), the actual ownership of the corporation is invested in whoever physically has the stock certificates in his/her pocket or safe-deposit box. A Costa Rican S.A. is free to engage in many types of business activities, both in Costa Rica and in other countries and it pays nothing on what it earns outside of Costa Rica! Local laws require that a yearly tax report must be filed (we do the job); should there be no income to report, there are no tax consequences. Last but not least, Costa Rican corporations are now one of the best offshore vehicles because many of high-tax rated countries like the U.S.A. do not consider them as offshore companies!!!

Your Own Bank; Your Peace Of Mind From autocross racing to Little League games and cricket, spectator and competitive sports welcome visitors year round. Compete in a 10k or triathlon - or enjoy bicycling, horseback riding or a game of golf. Shop until you drop in chic shops, duty free emporiums and art galleries or just drop into a hammock and soak up our perpetual Costa Rican sun.

Confused? The average person is frequently confused by the complexity of international tax planning and discouraged by the substantial costs involved in an offshore company formation or registering of a bank or trust in a tax haven. The registration costs and ongoing yearly administration expenses frequently exceed what the average person could save in taxes. Lloyd's Funds International Group has a new program to answer those concerns. We provide the simple, secure, private and low cost answer for the person who is just starting out or the veteran who now understands that simplicity is the essence of genius. Our survey has shown that this solution answers all of the needs for 100% of the persons seeking to go offshore.

The program includes bearer shares so that complete anonymity is guaranteed, documentation and support services so that you can open a financial account under your complete control, where and when you wish, and flexibility so that you can change your financial affairs to reflect your future needs.

We trust that we have clarified the intriguing world of Republic Of Costa Rica bank formation. We will be happy to answer any questions you may have, relating to this opportunity and provide you with additional details regarding any of our devoted services. Please click here to write us the full particulars of your situation and what you wish to accomplish. We will review your situation and offer to you a custom fitted solution. 95% of the time it will be simple to understand and 100% of the time it will be the least expensive alternative.

Costa Rica; The Heaven

If you would like to obtain further details of the legislation surrounding the formation of an Republic Of Costa Rica bank or wish to discuss any matter in complete confidence, please click here to contact: Mr. Oscar Parker Ph.D. Vice President Lloyd's Funds International Offshore Services

Thank you for your interest and feel free to contact Lloyd's Funds International Offshore Services if you believe the formation of Your Own Offshore Bank in Republic Of Costa Rica may be appropriate in your particular situation. Any communication with us is considered PRIVILEGED and CONFIDENTIAL.

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